The utility token that powers the world's first offline zero-knowledge cash ecosystem supporting stablecoins, BTC, SOL, and other assets
M0N3Y (Monopoly Money)
$M0N3Y
1,000,000,000 (1 billion)
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Solana
Utility Token (Non-Security)
M0N3Y is a pure utility token designed to capture economic value from the growth of our privacy-preserving multi-asset protocol without introducing regulatory complexities. Unlike governance tokens that confer decision-making authority or securities that promise returns from managerial efforts, M0N3Y operates as a deflationary utility token where holders benefit exclusively from automated burn mechanisms tied to protocol usage.
Powers zero-knowledge proof generation and privacy-preserving transactions
Automatic burns create scarcity and potential value appreciation
Required for activating privacy features and offline transaction capabilities
Designed for multi-chain deployment and global privacy infrastructure
Privacy for stablecoins, BTC, SOL, and other digital assets
When using volatile assets (BTC, SOL, etc.) for offline transactions, users trade in the native currency without stablecoin intermediation. This means users will experience the full price movement during the offline period.
Use stablecoins (USDC, USDT) when you need predictable value during offline periods. The stablecoin maintains its peg and provides consistent purchasing power.
Use volatile assets (BTC, SOL) when you want to maintain market exposure during offline periods. You'll experience the full price movement of the underlying asset.
When users want to make their stablecoins private and enable offline transactions, they must use a small amount of M0N3Y tokens to activate these features. This creates direct utility demand tied to protocol adoption.
// Example: User deposits $1,000 USDC, protocol automatically burns $10 worth of M0N3Y (1%)
user.deposit(1000_usdc).enablePrivacy() // Automatic burn happens
M0N3Y tokens are consumed during the generation of zero-knowledge proofs that enable private transactions. Each proof requires computational resources that are paid for in M0N3Y.
// ZK Proof generation automatically burns 0.1% of transaction value
zkProof.generate(transaction_data) // Automatic burn happens
For offline transactions, M0N3Y tokens are used to create cryptographic commitments that ensure transaction validity and prevent double-spending, even without internet connectivity.
// Offline transaction automatically burns 1% of transaction value for security
offlineTx.create(amount, recipient) // Automatic burn happens
When the protocol expands to multiple blockchains, M0N3Y tokens will be used to facilitate cross-chain privacy operations and maintain consistent privacy guarantees across networks.
// Cross-chain bridge automatically burns 0.2-0.5% of transaction value
bridge.transfer(private_asset, target_chain) // Automatic burn happens
M0N3Y implements a mathematically rigorous deflationary mechanism where token burns are automatically calculated based on protocol volume:
Burn Formula: ΔS = β × V
Where: ΔS = Tokens burned per transaction
β = Burn percentage (0.1% - 2% of transaction value)
V = Transaction volume in USDC/SOL value
As protocol volume increases, M0N3Y experiences accelerating value accrual through:
M0N3Y is structured as a pure utility token under current regulatory frameworks, avoiding security token classification through:
Our tokenomics design aligns with emerging privacy-focused stablecoin regulations, including GENIUS Act compliance and AML/KYC compatibility through configurable deposit limits and transparent reserve backing.