How M0N3Y maintains utility token classification and regulatory compliance
M0N3Y is structured as a pure utility token under current regulatory frameworks, avoiding security token classification through its design as a non-custodial, fee-free protocol that operates without central management or profit expectations.
M0N3Y holders purchase utility access to privacy features, not investment returns. The token provides direct functional value within the protocol ecosystem.
The protocol operates in a decentralized manner without central management or common enterprise structure.
Value accrual occurs through market mechanics and deflationary pressure, not managerial efforts or profit distributions.
Burn mechanisms and value accrual operate automatically without human intervention or reliance on third-party efforts.
The protocol does not collect transaction fees or operate as a money transmission service.
Users maintain full control of their cryptographic keys and assets throughout all operations.
The protocol facilitates direct peer-to-peer interactions without acting as a money transmitter.
Our tokenomics design aligns with emerging federal stablecoin frameworks while maintaining privacy features.
Configurable deposit limits and transparent reserve backing facilitate regulatory oversight when required.
Designed to meet regulatory requirements across multiple jurisdictions while preserving privacy features.
Conservative design prioritizes compliance across multiple jurisdictions with built-in adaptability.
Comprehensive risk management through transparent operations and automated compliance.