Offline Payments
Revolutionary Digital Cash
Experience the perfect blend of physical cash privacy with digital convenience. No internet required, mathematically guaranteed privacy.
True Offline Payments
Complete device-to-device transactions with zero internet connectivity. Tap-to-pay using NFC, Bluetooth, or QR codes. Works for days without network access.
Cryptographic Privacy
Zero-knowledge proofs and Pedersen commitments ensure mathematical privacy guarantees. No transaction linking, amount hiding, perfect anonymity.
Perfect Divisibility
Spend exact amounts (like $4.99 from $10) with automatic cryptographic change creation. No minimum amounts or rounding errors.
Secure Enclaves
Private keys stored in tamper-resistant hardware. Biometric authentication for high-value transactions. Keys never leave secure element.
Anti-Double Spending
Nullifiers prevent double-spending while maintaining complete anonymity. Cryptographic stamps ensure each transaction is unique and valid.
Solana Speed
Built on Solana for lightning-fast, low-cost settlement when syncing online. High throughput meets privacy innovation.
M0N3Y Offline Privacy Protocol
$M0N3Y
Governance & Utility Token
- • DAO governance voting rights
- • Protocol upgrade decisions
- • Staking rewards and incentives
- • Required to wrap assets
- • Deflationary burn mechanism
- • Premium feature access
Universal Privacy Layer
Go Private & Offline with Any Token
- • Universal support for any stablecoin or token
- • Complete transaction confidentiality
- • Unlimited and formally verified offline payments
- • Security guaranteed by zero-knowledge proofs
- • Designed for future cross-chain interoperability
$M0N3Y powers the ecosystem through governance and utility, enabling a universal protocol that brings formally verified privacy and unlimited offline capabilities to any digital asset. This creates the world's first truly interoperable and provably secure system for private digital cash.
Cryptographic Innovation
Our system uses Pedersen commitments to hide transaction amounts while maintaining mathematical verifiability. Each commitment (vG + rH) cryptographically binds to a value without revealing it.
zk-SNARKs generate compact proofs that verify transaction validity without exposing any sensitive information. Prove you have funds, prove amounts balance, all while keeping everything private.
Nullifiers prevent double-spending through unique cryptographic stamps derived from your private keys. Each spent commitment generates a nullifier that can be publicly verified without revealing the spender.
The entire system operates completely offline using secure enclaves and device-to-device communication. Reconnect anytime to sync with Solana's blockchain without compromising privacy.